Declines you could have recovered
A single provider declines. The customer leaves. With NexaPay, eligible soft declines can cascade to another connected processor — without asking your customer to start again.
Your checkout.
Smarter payments.
Accept fiat in your own checkout. Convert to crypto when you choose.
- 600+ providers, one integration
- Smart routing. Automatic fallbacks.
- High-risk sectors supported
Aster Studio · Your checkout
Your brand. Your checkout.
Demo only. Processor settlement terms apply.
Your brand. Your checkout. Accept cards and digital wallets in your own payment experience.One checkout. Hundreds of providers. Payments that keep moving.
600+ providers in one place
Connect through one integration.
Keep payments flowing
Automatic fallbacks when a processor fails.
Your checkout. Your brand.
Customers stay on your website.
Accept fiat. Convert to crypto.
Manage both in one place.
Built for diverse businesses
Including supported high-risk sectors.
NexaPay FlowKeep your payments moving, across providers
1 API
One integrationYour
Connected processorsSmart
Payment routingOne
Unified dashboard
A payment team behind your business
One integration brings your processors together. Use a branded checkout, route payments with your rules, and manage transactions in one dashboard — while keeping your existing processor relationships.
Every Declined Payment
is Revenue You Never See Again
A traditional gateway sends your transaction to one provider. If that provider says
no — because of the card type, the issuing country, a risk flag, or a technical hiccup — the sale is lost.
Your customer sees “payment failed,” closes the tab, and you absorb the loss.
Fees you’re overpaying
A single provider charges you one rate for everything. NexaPay weighs cost against performance and routes each eligible transaction to a more efficient path.
Downtime you can’t afford
When one provider goes down, your business needs another route. NexaPay can reroute eligible payments to a healthy connected processor.
The Routing Engine
that Finds a Way to Approve
More Transactions
NexaPay evaluates each payment — the card, the country, the currency, the amount,
your connected providers’ performance, and their cost — to choose an eligible route.
If a soft decline occurs, cascading can try the next route.
Real-time provider selection
Decisions made on live data, not a static list. The best connected provider for this payment.
Success-rate routing
Route traffic using recent approval performance for each payment profile.
Instant cascading
A soft decline triggers a retry on the next eligible processor. No payment details to re-enter.
Volume balancing
Spread traffic across connected providers to stay within limits and manage risk.
Cost optimization
Weigh cost against performance on every transaction and choose an efficient route.
Visual rule builder
Design routing rules by amount, currency, card scheme, and country. Keep control of each route.
One APIYour connected processors
SmartCost-aware routing
UnifiedPayments and reporting
The checkout that turns browsers into buyers.
A branded checkout connected to your payment setup — with clear forms, configurable billing details, and routing managed in one place.
Wallet payments
Apple Pay, Google Pay and PayPal are planned. Availability will depend on supported integrations.
100% your brand
Your logo, colors, and merchant name. A checkout that feels like your business.
Mobile-first
Responsive layouts and clear forms for customers paying on their phones.
Saved cards & one-click payments
Saved-card experiences, where supported by your connected payment setup.
Localized worldwide
Configure language, currency, and billing fields for your supported markets.
Real-time validation
Show clear field errors before customers continue to payment.
Fully secure
Use a supported vault to handle tokens instead of raw card details.
Your revenue. Your currency. Your choice.
Accept payments and receive fiat through your connected processors. Then choose when to convert to crypto with NexaPay. Your processor agreements determine fiat settlement terms and timing.
Fiat
Settle through your connected processors to the bank accounts and currencies supported by your merchant setup.
Optional crypto
After receiving fiat, choose when to convert it to crypto with NexaPay. Available assets, networks and fees depend on the conversion options enabled for your business.
Fiat first. Crypto when you choose.
The Payment Gateway Built
for Your Industry
Bring your connected processors, routing rules, and payment reporting together. Configure the experience around your industry, supported markets, and business needs.
Routing and reporting for gaming businesses, through the processors that support your market and payment needs.
Route by currency, issuing country, and transaction amount, with backup processors ready when a payment needs another route.
Use your connected processors and one branded checkout to manage payments for your crypto or Web3 business.
Bring payment routing, processor performance, and reconciliation into one place for your marketplace or platform.
Connect your existing processors, control how transactions are routed, and manage performance from one dashboard.
See payment volume, approval rates, and decline reasons across every processor, with reconciliation that connects payments to settlement.
Build your subscription payment experience around connected processors, with centralized reporting and routing controls.
Keep checkout simple on every device, with familiar payment methods, localized details, and real-time validation.
One platform. Everything.
A complete payment system, Built and ready every tool a modern payment operation needs — under one roof, one login, one integration.
Connect
Connect the processors you use, with payment methods and currencies determined by each integration. One place to configure routing and track payment performance.
Process
Branded hosted checkout, configurable billing fields, and tokenized card flows. Authentication follows the capabilities of your connected payment setup.
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Optimise
Configure routing rules and fallback processors. Use transaction context and processor performance to choose how each payment is handled.
Manage
A dashboard for payment status, processor performance, and reconciliation — with a clear view of the transactions that need attention.
Grow
Add supported processors as your business expands. Keep routing, payment reporting, and settlement records together in one workspace.
Launch Your own Payment
Business on NexaPay
Bring the routing engine, checkout, and dashboard together under your brand, and offer a connected payment experience to your own merchants.
Talk to us about your platform and integration requirements.
Your brand, everywhere
Checkout, merchant portal, dashboards, communications.
Onboard and manage merchants
Each with independent settings, routing, reporting.
Set your own pricing
Build the commercial model that works for your payment business.
Split settlements
Discuss settlement flows that fit your business and your connected processors.
Switch to NexaPay
with a migration plan
built around you
Already processing with another gateway? Keep your own processor relationships. Plan your integration, test your routing, and validate the checkout experience before moving your traffic.
Hosted checkout
A branded, tokenized payment page for a focused integration.
Your processors
Connect your acquirers and payment providers behind one orchestration layer.
Full API
Control payment sessions, routing, and events from your application.
Integration guidance. Onboarding support.
Test your setup in the sandbox.
Security on Every Transaction
Card data is tokenized before it reaches your systems.
Authentication, routing controls, and signed events help you build a more secure payment operation.
Card data stays out of your servers
A tokenized checkout replaces sensitive card details with vault tokens before they reach your systems.
A smaller PCI compliance scope
Hosted, tokenized checkout supports an SAQ-A compliance posture. Your requirements depend on your integration.
3D Secure & SCA, built in
Frictionless authentication where possible, with a step-up challenge when your payment requires it.
Routing with safeguards
Control routing rules, balance volume, and stop sending traffic to a processor that starts failing.
Signed webhooks & audit trails
HMAC-SHA256 signatures help verify every event. Payment history keeps your operations traceable.
Your processors, your relationships
Connect your own acquirers and payment providers. You stay in control of your processing relationships.
A Payment Team Behind
Your Numbers
NexaPay is software and people. Get help with your integration, explore your routing options, and work through payment challenges with a team that understands your business.
1
Live expert support
Payment professionals to help you
work through your questions.
2
A Dedicated Partner
A team that gets to know your business
and your integration needs.
3
Proactive Optimization
Use approval rates and decline reasons
to find your next improvement.
How Much More
Would you Make With NexaPay?
Enter a few numbers about your business and explore an illustrative scenario — recovered payments, cost savings, and approval uplift — in seconds.
Illustrative assumptions: recover 20% of declines; reduce processing fees by 15% from a 2.5% baseline. Results are not guaranteed.
Enter your business figures and select “Get your estimate” to see the scenario.
How this estimate works
This scenario assumes 20% of currently declined payments are recovered. Estimated fee savings apply a 15% reduction to a hypothetical 2.5% processing fee on your currently approved payment volume. Provider count describes your setup; it does not change these assumptions. Recovered revenue is gross and excludes processing fees. This is an illustration, not a quote or a guarantee of future performance.
Frequently
Asked Questions
Everything you need to know about
NexaPay Flow
Flow brings your payment processors into one integration, with a checkout in your brand, smart routing and automatic fallbacks for eligible payments. You receive fiat through your connected processors and can choose when to convert to crypto. NexaPay Instant is our separate product for provider-hosted payments with direct crypto settlement.
Compare Instant and FlowYes. Flow is designed around your own processor and acquiring relationships. Connect your supported processors in your account and configure how payments are routed between them. Our team can help confirm the connectors your business needs.
Your customer sees a hosted checkout with your business details and the amount due. Available payment methods and billing fields depend on your configuration and connected processors. If a bank requires additional authentication, checkout guides the customer through that step.
The live checkout is designed to collect card details through a connected vault’s secure fields and pass tokens to the payment processor. Live card entry remains unavailable until that integration is configured. The sandbox uses test card details to let you review the flow without charging a real card.
Your connected processors handle payments and fiat settlement under your agreements with them. Flow coordinates checkout, routing and payment status; it does not replace those processor relationships. You can choose when to convert your fiat to crypto. Settlement options and timing depend on your processor setup.
Sign in to view the account options available for Flow. Your payment processors’ own fees still apply. NexaPay Instant has separate plans for its provider-hosted gateway; those plans do not cover Flow.
View account optionsYes. The sandbox supports test payments, processing results and bank-authentication scenarios. Going live requires your production processor and vault integrations to be configured. A successful sandbox payment does not charge a real card or move funds.
Create an account or sign in to explore Flow, configure your supported processors and test the checkout. No demo call is needed to start. For setup help, contact our support team. For an existing order, contact the merchant using the support details shown at checkout.
Get started
Let your payments
Flow.
Your checkout. Your connected processors.
Start exploring NexaPay Flow.