Ripple upgrades its payments platform, integrating custody, liquidity, and automated payout capabilities

Leveraging acquisitions of Palisade and Rail, the platform offers virtual accounts, automated flows, managed custody, and consolidated settlements.

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Add us on Google by Vivian Nguyen | Powered by Gloria Mar. 3, 2026

Ripple is expanding Ripple Payments into a fully integrated solution that supports fiat and stablecoin collection, custody, liquidity, and payout workflows across global regulated markets, the company announced Tuesday.

The upgrade integrates capabilities from the company’s recent acquisitions of Palisade and Rail to enable virtual accounts, automated payment flows, managed custody, and consolidated settlement.

This allows enterprise clients to collect, hold, convert, and distribute funds through a single unified interface, as noted by the team.

Ripple’s President Monica Long said that the expansion supports their effort to deliver trusted, licensed infrastructure to meet the needs of global fintechs and financial institutions.

“Success in this space requires enterprise-grade infrastructure, extensive licensing, and deep liquidity, capabilities few can match. Ripple has built the blueprint for blockchain-based enterprise solutions designed to operate at a global scale for regulated finance,” Long stated.

Ripple said its payments service now serves over 60 markets and has processed upwards of $100B in transaction volume, supporting fintechs and banks, including AMINA Bank, Banco Genial, Corpay, and MassPay.

The company also maintains enterprise-grade compliance with more than 75 global licenses, NYDFS oversight, and robust liquidity management.

Ripple Labs built Ripple Payments as a platform for fast, low-cost institutional cross-border transfers, using the XRP Ledger and XRP as a bridge asset to enable near real-time settlements.