Why U.S. lawmakers signing against CBDC could be bullish signal for XRP?

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U.S. lawmakers move to block a Federal Reserve CBDC as XRP Ledger activity rises and RLUSD stablecoin liquidity expands.

Posted: March 9, 2026 Avatar

By: Muriuki Lazaro Journalist Edited By: Renuka Tahelyani U.S. halts Fed CBDC as XRPL activity and RLUSD liquidity surge — Are private blockchains winning?

U.S. halts Fed CBDC as XRPL activity and RLUSD liquidity surge — Are private blockchains winning?

Muriuki Lazaro Journalist Edited By: Renuka Tahelyani Posted: March 9, 2026 Share this article

U.S. congressional debate over a Federal Reserve digital currency has entered a decisive stage as lawmakers push to restrict CBDC development.

A letter from Representative Michael Cloud urges congressional leaders to strengthen restrictions within the 21st Century ROAD to Housing Act.

Initially, the Senate version proposed a temporary CBDC prohibition until December 2030. However, lawmakers argue the language weakens earlier efforts to impose a permanent ban.

This proposal builds on H.R.1919, the Anti-CBDC Surveillance State Act, which previously passed the House with bipartisan backing. At the same time, 14 representatives signed the letter, signaling growing political resistance to a government digital dollar.

Meanwhile, global CBDC experimentation continues to accelerate.

Roughly 137 jurisdictions now explore digital currencies, while 49 operate active pilot programs. Against this, the U.S. policy stance increasingly favors private infrastructure.

XRPL transaction growth signals renewed network activity

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