Crypto.com introduces IRA accounts supporting both crypto and stocks
The service was launched in the US with future international expansion planned.
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Add us on Google by Vivian Nguyen | Powered by Gloria Mar. 3, 2026Crypto.com, a prominent digital asset exchange and trading platform, has introduced Crypto.com IRAs, its first retirement accounts that combine crypto and stock investments on a single platform.
Available to US users, the offering supports both Traditional and Roth individual retirement accounts and provides access to more than 400 digital assets alongside over 12,000 stocks and exchange-traded funds through the company’s mobile application.
“We are giving consumers the ability to build their future with the best investment products and opportunities in crypto and stocks, all seamlessly in one place,” said Kris Marszalek, co-founder and chief executive of the Singapore-based firm.
Account holders can receive matching contributions of up to 5% on new deposits and as much as 2% on funds transferred from existing retirement plans, with no cap on the transfer match. The company charges no fees to open, move assets into, or maintain an account.
The product also enables users to stake certain tokens within their retirement holdings, with rewards flowing directly into the tax-advantaged account.
The launch follows regulatory developments that have eased barriers to holding digital assets in retirement portfolios.
Last August, President Donald Trump issued an executive order instructing federal agencies to expand access to alternative assets within 401(k) and other defined-contribution retirement plans.
According to the order, regulatory overreach and litigation risk have limited Americans’ ability to benefit from private markets, real estate, digital assets, commodities, infrastructure, and certain income strategies.
